When you apply for debt review or debt counselling you have allready taken the first and most important step.
Once interviewed by a debt counsellor you will be required to fill in the application form and complete a "form 16" This form is regulated and prescribed by the National Credit Act 34 2005.
You will then be required to pay an application fee of R50. This money will be deposited into the National Credit Regulators account and you will be listed with them as "applied for debt review"
The most important of this first step is to bring all your financial information along to the debt counsellor. Income, expenses and all obligations under any credit agreement.
Remember to visit our websites for more info
www.thedebtcoach.co.za
www.debt-counselling-south-africa.co.za
Stefan
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